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Western Union
https://www.westernunion.com
Overview
Western Union transfers money to China fast — often within minutes — which matters when a supplier will not release goods until payment clears. Fees are higher than fintech alternatives, so it suits urgent or small transactions.
Best for
Urgent same-day payments to suppliers
Pricing
Transfer fees based on amount and speed
Pros
- Near-instant transfers to China
- Huge agent network
- Works without supplier bank account
Cons
- Higher fees than Wise/OFX
- Exchange-rate margin
- Best for urgent small payments